Our Mission is to Help Clients Age with Dignity - Silverbills

Our Mission is to Help Clients Age with Dignity

SilverBills is revolutionizing household bills using secure proprietary software and personal support. Instead of being inundated by bills, having to remember deadlines and write checks, clients are enjoying life without these stressors. SilverBills is committed to reinvesting a majority of profits into achieving our mission.

Marci Lobel-Esrig, Founder, CEO & General Counsel

“I was visiting my elderly aunt and she told me that she had to drive to the car dealer to drop off her monthly check. This conversation led me to start SilverBills.”
—  Marci Lobel-Esrig, Founder and President

Marci founded SilverBills after witnessing the challenges faced by her elderly relative paying bills on time and correctly.

As an accomplished attorney adept at solving complex issues, Marci leads the team at SilverBills which successfully developed a technology solution to the problem of paying bills accurately.

Marci has been a practicing attorney for more than 20 years. For approximately 8 years until 2015, she was an in-house attorney for a well-known real estate investment company. Prior to her in-house position, she was an Associate at a major New York firm as well as a boutique land use and zoning firm. Marci received her J.D. from New York University School of Law and her B.A. degree Magna Cum Laude from Columbia College, Columbia University where she was elected to the Phi Beta Kappa.

In 2015, Marci launched SilverBills which allows her to combine the social mission of helping the elderly age with dignity and security with her years of professional expertise. SilverBills harnesses the power of technology to benefit clients. Instead of being inundated by bills, having to remember deadlines and write checks, clients are enjoying life without these stressors. SilverBills receives, scrutinizes, stores and ensures that clients’ bills are paid correctly. Clients don’t have to open envelopes, write checks or remember due dates.

Leadership Team & Advisory Council

Nathaniel Eberhart


Nathaniel has spent his career developing products and leading teams at entrepreneurial technology and finance companies. He started his career at VMAC, LLC a clearinghouse for energy derivatives where he developed the firm’s internal billing and reconciliation processes and eventually became Vice President of Operations. Following this, he was Vice President of Client Services at VCFS a joint venture between VMAC and Électricité de France, providing financing to the deregulated energy industry. Nathaniel then co-founded MDBills, a startup which offered an innovative service to help patients save money on their medical related expenses. Prior to joining the SilverBills team, Nathaniel served as Vice President of Operations at Katori LLC, a software company providing supply chain solutions to retailers and manufacturers for customized and complex products. At Katori he led the firm’s business development and account management efforts, signing clients including Pepsi, the NFL and Kellogg. He also ran the firm’s order management platform and managed its direct to consumer subsidiary, MyDzyne. Nathaniel received a B.A. from the University of Edinburgh.

Vlad Mangeym


As the Chief Technology Officer at SilverBills, Vlad is responsible for the vision, leadership, and implementation of SilverBills’ overall technology strategy. Among other things, that includes design and development of the technology roadmap — major technical initiatives that support strategic business programs, product roadmap and facilitate revenue growth; definition of standards, policies, procedures and metrics that are related to technology functions; ownership and decisions related to technical architecture; internal/external customer communication related to technology.

Vlad brings 20+ years of technology leadership in a wide array of industries for companies of different sizes. Most recently he was CTO at PrismHR, the leading software provider for PEOs and ASOs. He has extensive experience in design, development, and delivery of software products specializing in highly scalable, reliable and performant SaaS business applications. He received a BA in Information Technology from Excelsior College, and an MA in Information Technology from Harvard University.

Kimberly Strable


Kimberly Strable has dedicated her career to excellence in the financial sector with a focus on new, innovative solutions. From working with a variety of companies and privately held organizations to enhancing lives with various nonprofit groups, she has developed a diverse financial management background. Kimberly graduated summa cum laude from Montana State University-Northern with her Bachelor of Science degree in Business Administration before moving on to California Intercontinental University where she obtained her doctorate in Business Administration with an emphasis on Global Leadership with Honors and Distinction. Kimberly is a believer in helping people reach their highest potential in the areas and goals they are most passionate about. When Kimberly is not working, she spends the majority of her time traveling internationally, volunteering, or oil painting.

Judy Scherzer

Vice President of Account Management

Judy Scherzer is an attorney who specialized in estate planning and administration, while representing high net worth individuals and small businesses. Subsequent to her legal career, Judy spent eighteen years leading various not-for-profit organizations, including as Executive Committee member and Treasurer of East End Temple, Treasurer of the Brooklyn Tech Parent Association, and Co-President of the NEST+m PTA (each organization had a budget of approximately $1 million). Judy has a B.S. in Finance from The Wharton School at the University of Pennsylvania and received her J.D. from Boston University School of Law. When not collaborating with the team at SilverBills, Judy spends time reading historical fiction, crocheting, and during the summer, is most often found on the golf course.

Ronni Leo, CPA

Director of Special Projects

Ronni has been a Certified Public Account for 30 years. She has been employed by several public accounting firms and has experience with a wide range of clients from small business clients to multi million dollar organizations. For the past 20 years, Ronni’s focus has been on individual and corporate taxes. In addition to her professional expertise, Ronni is very involved in her community, and she has held numerous treasurer and financial secretary positions for local organizations. Ronni received her B.A. from Franklin & Marshall College. Ronni’s professional expertise in the financial area as well as her compassion for the elderly makes Ronni a great addition to the SilverBills’ team.

Danny Boruta

Senior Web Developer

Danny Boruta has extensive experience developing and implementing technology solutions for financial services companies as well as small businesses. Prior to joining Silverbills, Danny worked as a senior Web Developer at a respected Marketing Agency where he created over 70 websites and developed web-based solutions for various companies such as Rockefeller Capital Management and Align Cybersecurity. He has an excellent eye for detail and strives to make technology solutions that are both highly functional and easy to use. He enjoys volunteering in his community and desires to make a difference where he lives. He graduated from Stony Brook University with a B.S. in Information Systems.

Winston Trinh

Director of Engineering

Winston Trinh has worked for 20 years in web development. He has worked in many industries such as healthcare (Teladoc, MedxCom), finance (Scivantage), online media (The Hollywood Reporter, Vogue, Elle, Rolling Stone, Us Weekly).  Winston received a B.S. in Political Science from New York University. He is also a fashion photographer covering many fashion shows in New York, LA, Miami and Tokyo.

Lisa Rosenblum

Director of Sales

Lisa has enjoyed working in sales the last 10 years as she loves talking to people and helping to find a solution. A proud graduate of the University of Wisconsin, Lisa studied marketing and never wanted a boring desk. She has worked with a broad range of companies and startups including driving the Oscar Mayer Wienermobile, leading a team at Trunk Club (acquired by Nordstrom) and now helping seniors and their families age in place safely with SilverBills. In her spare time she enjoys traveling to new places, going to art and music shows, and baking.

Brittany Bordeau

Director of Account Management

Brittany Bordeau has over ten years of experience in client relations and over five years of experience in supervisory roles in the financial industry, with a focus on training and developing her client support teams for the most positive client outcomes. In addition, she has extensive experience with client interface, a skill she has been developing since receiving her BA in Psychology from Wells College, graduating Summa Cum Laude and Phi Beta Kappa.

At SilverBills, Brittany enjoys working alongside the Vice President of Account Management to train her team, helping them further hone their skills in client management and daily operations. She loves establishing company policy that enhances security, creating better systems for our clients and account managers alike and takes pleasure in collaborating with the technological department to improve internal and external processes and software for greater ease and efficiency. Of course, Brittany is always happy to provide the highest level of care and consideration to all her clients.

Jake Brill

Advisory Council

Jake Brill recently left Facebook where he had worked since 2007 in various roles, most recently as a Product Manager. He was one of the first 150 employees at Facebook, where he led product teams in several areas, including security, online advertising, cyber bullying, and photos/videos. He has partnered with academics from institutions such as UC Berkeley, Yale, Pomona and Northeastern in publishing industry-leading research on online conflict resolution.

Jake is a graduate from Bowdoin College (2004, magna cum laude) with a dual degree in Psychology and Latin American Studies. He was also elected to Phi Beta Kappa and as a Sarah and James Bowdoin Scholar during his time at Bowdoin. Jake is the owner of 3 patents in social networking, with a number of others currently under review. In addition to his work with SilverBills, Jake is currently advising several other additional early-stage startups. Jake has published 4 albums with his band The Last Ambassadors, which you can listen to on Spotify and iTunes.

Marina Rabinovich

Advisory Council

Marina Rabinovich is a highly-experienced and respected attorney. She is a valued advisor to her business clients. Her long-time clients know she is passionate about fighting for what is important and gets deals done. Marina brings her no-nonsense approach to her practice. Her pragmatic approach towards the completion of sophisticated transactions gives clients simple, yet creative, solutions to any issues that may arise. She is a strong advocate for her clients, and brings years of successful representation to each deal. She uses her market knowledge to get her clients results. Marina received her J.D. from Boston University School of Law, J.D., where she was the Articles Editor of the Boston University International Law Journal. She graduated from Barnard College with a B.A. in Economics. Marina is fluent in Russian and is a Trustee of the Jewish Child Care Association.

Michelle Lewis Salzman

Advisory Council

Michelle Lewis Salzman is an attorney at Garfunkel Wild, P.C. focusing on estate planning, administration, charitable giving, tax-exempt organizations as well as general matters of taxation. Her practice includes tax-efficient structuring and wealth transfer, corporate transactions, regulatory analysis, employment and service agreements for hospitals, physicians, joint ventures and other health industry clients. She also works with families of Special Needs individuals, establishing Supplemental Needs Trusts and advising families on Medicaid matters and other governmental benefits.

Ms. Salzman is a graduate of Amherst College (summa cum laude, 1989), where she was elected to Phi Beta Kappa, and received her J.D. from the New York University School of Law in 1994, where she served on the Executive Board of the Annual Survey of American Law. She received her L.L.M. in taxation from NYU in 1996. She is the Founder and on the Board of the Phoebe Lynn Lewis Foundation, www.screenforlungcancernow.com, a charity devoted to raising awareness about lung cancer screening and smoking prevention, and helped establish the Phoebe Lynn Lewis Fund at Winthrop University Hospital. She has served on the Board of the Long Island Alzheimer’s Association and Discover the Smile, a charity benefiting Northwell Hospital (no longer active as mission accomplished).

Roger Smith

Advisory Council

Roger Smith is Chief Technology Officer at RealtyClub Investment Advisors where he is responsible for the creation and maintenance of RealtyClub’s internal, advisor-facing and investor-facing technology systems. Previously, Mr. Smith was Chief Technology Officer at Groundbreaker, Inc., where he built that firm’s white-label real estate crowd funding product, which powers a number of current platforms. Prior to Groundbreaker, Mr. Smith was Lead Engineer for PlotWatt, Inc., a start-up energy disaggregation technology company, growing the client base from zero to several thousand. Mr. Smith holds a Bachelor of Science in Math and Computer Science from the University of North Carolina at Chapel Hill, was a Researcher in Duke University’s Computational Neuroscience Laboratory, and holds a Master of Science in Machine Learning from Columbia University.

Joel Steckel

Advisory Council

Joel H. Steckel is Professor of Marketing at the Leonard N. Stern School of Business, New York University, where he also serves as the Vice Dean for Doctoral Education and the Acting Chairperson of the Accounting Department. He previously served as the Chairperson of the Marketing Department for six years. He has also taught at Columbia University, U.C.L.A., Yale University, and the Wharton School of the University of Pennsylvania. Dr. Steckel holds a bachelors degree awarded summa cum laude (Mathematics) from Columbia University, where he was also elected to Phi Beta Kappa, and two masters degrees (an M.B.A. and an M.A. in Statistics) as well as a Ph.D. (Marketing and Statistics) from the Wharton School of the University of Pennsylvania.

He is an author of three books and over 40 peer-reviewed publications in Marketing, Statistics, Psychology, and Law. He is currently an Editor-in-Chief of the journal Marketing Letters.

Dr. Steckel has consulted on marketing research, marketing strategy, and branding issues for the many of the world’s leading companies and government agencies including: AT&T, Brother International, Chase Bank, Citibank, Coca Cola, the Department of Justice of the U.S., the Federal Trade Commission of the U.S., Hewlett-Packard, IBM, MeDonalds, MetroPCS, Microsoft, Proctor & Gamble, Sprint, TiVo, and Wal-Mart.

Emily Keeton

Advisory Council

Emily Keeton is an accomplished business professional with a significant career in a variety of organizations. Emily worked at a number of financial institutions in roles such as Managing Director. She has also worked at startups including as head of Mergers and Acquisitions, CEO and CFO Emily graduated from Columbia College, Columbia University with a B.A. and obtained her MBA from Harvard University.

Rick Atlas

Advisory Council

Rick Atlas was Chief Investment Officer and Head of Business Development at Atria Senior Living. He previously worked at Lazard. Rick obtained his B.A. degree in Economics from Tufts University, and his M.B.A. from Columbia Business School.

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In the process of helping families manage bills, we also make businesses more efficient by ensuring timely payments and migrating customers to paperless billing and your online portal.

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